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What We Do


AAFE Community Development Fund (AAFE CDF) is a richly experienced organization in the field of homeownership outreach, education, and counseling. AAFE CDF is dedicated to promoting and advancing homeownership for minority, immigrant, low- and moderate- income, and underserved populations of New York City. Since its inception in 1999, AAFE CDF has secured over $295 million in mortgage financing for over 1,950 clients, while providing counseling to some 8,000 prospective homeowners.

AAFE CDF serves hundreds of clients every year through individual pre-and post-purchase counseling. In addition, AAFE CDF assists first-time homebuyers in securing mortgages and helps prevent current homeowners from losing their homes. Through a combination of services and loan products, AAFE CDF has been able to facilitate the homeownership experience for many New Yorkers.

Aside from providing housing counseling services, AAFE CDF also oversees the scattered site single-family housing development work of its affiliate, Community Homes Housing Development Fund Company. Under AAFE CDF’s management to date, Community Homes has completed over 40 rehabilitations and new constructions of affordable homeownership projects based on the model of acquisition/rehab/resale. Continue reading What We Do

HomeFirst Down Payment Assistance Program

Many New Yorkers want to purchase a home but have difficulty saving enough money to make the down payment. The HomeFirst Down Payment Assistance Program provides qualified homebuyers with up to $15,000 toward the down payment or closing costs on a 1-4 family home, a condominium or a cooperative in one of the five boroughs of New York City. Continue reading HomeFirst Down Payment Assistance Program

Down Payment and Closing Cost Assistance Loan

AAFE Community Development Fund has developed this loan program to help first-time homebuyers with their down payments, and in lowering the loan-to-value ratio of their primary mortgage. It provides qualified homebuyers with up to $75,000 toward the down payment or closing costs on a 1-4 family home, a condominium, or a cooperative in one of the five boroughs of New York City. Continue reading Down Payment and Closing Cost Assistance Loan